Types and Classes of Water Damage

Water damage and mold comes in many shapes and forms, and can leave lasting damage to not only your property your health as well, if not dealt with correctly. One of the first steps to relieving your home of potential water damage is always to determine what kind of water damage you are dealing with. According to the Institute of Inspection Cleaning and Restoration Certification (IICRC) you will find three types of water damage and mold, which they outline in their Standard and Reference Guide for Professional Water Damage Restoration (the S500). Water damage is categorized by its source, period of time in the structure, history of the structure, and other impactful factors like chemicals such as pesticides, fertilizers, animal feces, fuel, detergents, rat poison, etc .

Category 1
The first kind of water damage they outline is Category 1, which includes burst water pipes, leaking appliances, and small amounts of rainwater. The defining characteristic of Category 1 water is that it is clean at the origin, and therefore does not pose a hazard if consumed by people. Category 1 water requires much less equipment and time to remedy.

Types of Category 1 water damage include, but are not limited to burst water pipes, failed supply lines on appliances, falling rainwater, melting snow or ice, broken toilet tanks, or toilet bowl over flow that does not contain any contaminants. While this type of water damage just isn’t necessarily hazardous, if it is not dealt with it could turn to category 2 within twenty four hours. That time period could be hasten if the right conditions for microorganism growth are present such as for instance stagnant air, humidity, and moderate temperatures (68-86 degrees Fahrenheit).

Category 2
Category 2 water damage, or gray water, is characterized by you start with some amount of contamination at the source, or Category 1 water that has been neglected as mentioned before. This type of water damage and mold is moderately dangerous, and might cause some degree of vomiting or discomfort for people or animals if exposed.

The most typical types of Category 2 water damage are discharge from washing machines or dishwashers, toilet flow overflow with urine but no feces, sump pump back-up, hydrostatic pressure seepage, washing machine overflow, broken aquariums, and puncture water beds. These instances of water damage and mold may contain chemicals, bio-contaminants, and other forms of contamination that are hazardous to human health. Health effects are as follows: allergic asthma, allergic rhinitis, hypersensitivity pneumonitis (lung tissue inflammation), burning eyes, skin irritation, inflammatory response, nausea, headache, and fever. Again, time and conducive temperatures allow for deterioration to a Category 3 within 48 hours.

Category 3
The final and most dangerous form of water damage is Category 3, or black water. Black water is highly contaminated, contains pathogens, and can cause serious illness or even death in extreme conditions. Any person with a weak immune system, respiratory illness, allergies, or young kids should remain away from the structure for the duration of the illness and clean-up.

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Examples of this kind of damage include sewage, ground surface water intrusion, toilet backflow from beyond the trap, and flooding sweater/rivers/streams that have entered the premises. Flooding water brings in silt and other organic matter, that may already have bacteria growing in it, and resting stagnant in your home will only supply a more suitable environment in which microorganisms can grow. Negative health effects from black water are numerous, and include bacterial infections from E. coli, salmonella, and shigella, soil organisms like Streptomyces, saccharopolyspora, thermonospora, viruses like rotavirus, hepatitis, and echovirus, as well as parasites such as giardia, cryptosporidium, and others. In any situation, black water is very serious and needs to be dealt with straight away.

Commercial Construction Loans – Abandoned Deals

Commercial construction loans have taken probably the hardest “beating” in the current credit crisis. Bottom line, banks usually do not want too or can’t take on the additional risks that are included with construction loans.

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Further, we now have seen many commercial construction loans get canceled. And we are referring to loans which have closed on the land acquisition component, than the funding bank backing out off the rest of the project. This is something we have never seen before. This puts borrowers in particularly difficult positions, because they have debt payments on unfinished projects and puts a stain on the offer for other potential lenders. As they will all begin with the assumption that the borrower had done something wrong.

It also puts the funding bank in a very bad position as well, as they have a lot of liability to manage and stand a very good possibility of being sued for damages by the borrower. They’ve not honored their commitment. Also, by not completing the project they further hurt themselves, due to the fact that the good portion of these borrowers may not be able to find financing and will default on their loan.

Commercial Construction Loans

For instance , we recently worked on a project that we could not close. The project was an automotive repair type construction project, ground up. The borrower purchased/closed on the acquisition of the land at $600, 000 and had financed $450, 000. The other $150, 000 was supposed to be the total down stroke of the entire project (not just the land) which had an additional $400, 000 construction component to it (it was an SBA loan, 85% financing). That was basically all of the cash the borrower had. The financial institution pulled out and now the borrower has a $4, 500 a month interest only payment and very little options on the best way to entice another bank to come along and complete the offer.

As far a potential solution on the above transaction (and other similar ones), is for the borrower to bring on a partner. Though not ideal for the borrower, it is probably the only way to get the above commercial construction loan closed also to avoid a complete financial disaster. On the above transaction, all of our sources wanted to see cash reserves, post close, of at least 5% of the $1, 000, 000 project cost and also to come into the deal with yet another 10% injection. He was at 85% financing and needs to be at a lot more like 75%.

This is just one example. Some of our clients which have come to us have experienced better “endings” to their stories. For example , we just knew of the sources that will fund their loan requests as is, with no further cash injection or have to bring on a partner. Bottom line, borrowers that have an “abandon” commercial construction loan, need to figure out an answer, as soon as possible.

How to Start a Recycling Program at Work

Many of us recycle at home in one form or another but recycling in the office is another story. Many small businesses are not put up to recycle. It takes effort and time to arrange a recycling program but there are numerous benefits. Recycling helps companies save money by reducing garbage service pick-up, reduce’s the organizations carbon foot-print, and helps improve employee morale. These days it feels good to do the best thing for the environment and the staff will most likely be excited about participating in this worthwhile effort.

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Here are some tips for launching a recycling program in your office.

Step 1: Enlist Buy-In from Management.

The first faltering step is to assign a ‘recycling coordinator’ who is committed and interested in spearheading the recycling program in your office. The recycling coordinator needs to enlist management’s support before pursuing the program. Management’s buy-in is vital to the success of this system. Once management signs off on the program, the coordinator should enlist volunteers to make a ‘Green Team. ‘ Send out a memo to the company announcing the program. Explain the benefits of recycling: saves the organization money by decreasing garbage service pick-up, helps reduce steadily the company’s carbon foot-print, and helps improve employee morale. Inspire employees to participate by assigning awards for many who embrace the new program, such as for instance for those employees who initiate the process. Get creative about ways you can make it fun for the staff!

2: Determine what items to recycle.

Take a stroll through the facility and appear at what recyclable materials are being thrown in the garbage. The most common items are paper, cardboard, plastic, cans and bottles. Remember that packing material, toners, electronics and office equipment are potentially recyclable. Initially target your recycling program to incorporate the largest volumes of waste being thrown in the garbage. If you work within an office, typically your largest amount of garbage will be from paper so start there. Once your recycling program is installed and operating, begin recycling other waste in your office such as cans and bottles. Continue to build on your successes as you progress.

What Happens If Pet Waste Removal Is Not Completed In A Timely Manner

Spending some time with our pets is an ideal experience overall. They provide us with the love and company we need and crave. Although we love our furry pets, there is taking care of pet ownership that might not be as savory and that is waste removal. Pet waste removal is the act of cleaning up the doggie doo from our yard and doing so on a continual basis. Some owners become frustrated and lackadaisical when it comes to cleaning the yard. They often wonder what will happen if they don’t clean up regularly. The following will offer some insight into this aspect:

Pet Waste Is Bad For Your quality of life and the Health of Your Dog

If as a pet owner you fail to remove the pet wastes from the yard on time, you could be adversely affecting the healthiness of you, your family and your pup. Waste buildup is not only unpleasant to the eye, but can cause unhealthy drinking water and cause other hazardous situations around the home. It contains bacteria and other infectious materials which, if left for a long time, could create a hazardous health situation. Therefore , for the health of all individuals involved it is crucial to select it up as soon as possible.

Pet Waste Smells Bad

Also, when you fail to get the dog waste in a fast manner, it will start to smell really bad after a while. You want your yard to look clean and smell fresh. Therefore , you frankly must remove the pet waste in as timely a fashion as possible.

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Leftover Pet Waste Creates a Mess and Clogs the Yard

You will also realize that when you don’t pick up your pet waste, it will tend to accumulate and simply clog up your yard. This means that you can’t use your yard as you would like and your neighbors surely won’t appreciate the mess either.

Dumpster Rentals – Some Important Facts

One of many important aspects of running a commercial business is waste management. It is important to have a place where you could dispose of waste and have it transported away. Many businesses find that dumpster rentals and other solid waste services are important to the daily function of their business. In this case, dumpster rentals is a wonderful option that can solve your waste management problems. Not merely can these rentals make a difference for businesses, but dumpster rentals can be an excellent option for residents as well who may need some extra trash services. Of course, whether you are renting dumpsters for commercial or residential use, there are some important facts you have to keep in mind.

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Fact #1 – Size is Important
One of the most crucial facts you need to consider when it comes to dumpster rentals is that size is very important. Visitors dumpsters come in many different sizes and you’ll want to choose the appropriate size for your needs. While you must make sure that it is large enough to keep all the trash you’ll have until pickup, you don’t want to fund something that is too large for your requirements either. Consider the dimensions of the dumpster before choosing. Also, consider the differences between front load and roll off containers when trying to choose the right rental for your waste management needs.

Fact # 2 – Dumpster Rentals Have Weight Restrictions
You also have to keep in mind that dumpster rentals have weight restrictions on them. Every dumpster size will have unique weight restrictions. Before choosing your rental, it’s important to consider the weight restrictions on the dumpsters that you are considering. Some of the roll off containers may have weight restrictions of 10 tons. A few of the smaller front load dumpsters have far smaller weight restrictions, so it’s important to check out these restrictions in the beginning.

Fact #3 – Certain Materials Cannot Be Placed in Dumpsters
Although people do not realize it, there are particular materials that cannot be placed inside these dumpster rentals. It’s important that you know which materials are not to go in your dumpster when you rent one. Special wastes or hazardous wastes really should not be placed in these containers. Failing continually to follow these guidelines may result in fines as well. Materials which can be required to be recycled aren’t permitted in dumpsters with other trash – they have been to be recycled and contained in their own container.

Before you decide on the dumpster rentals for your business or residential use, it is important that you know the important points about these rentals to help you make a wise decision. Keep these facts in mind while considering the right option for your waste management needs. You should also be sure to compare businesses, what they have to offer, and their prices before making your final decision. It’s important to find a quality company that provides quality customer care and reasonable prices which will fit into your budget.

Questions To Ask When Hiring a Junk Removal Company

Exactly how many people do you know that have junk and boxes piled up inside their garage, back yard or somewhere on a piece of property far from their home? You would be rather amazed how many do. You would also be surprised how many individuals have tons of useless junk inside their homes that is crammed in to closets and various other storage areas. Junk removal not merely makes property look better, but it also makes it healthier. Anytime there is junk in an area, strange insects and rodents are drawn to it. This could result in neighboring homes if not your home having an infestation issue, so it is important to use a junk removal company to eradicate it as soon as possible.

Hiring a junk removal company is a very important decision. Instead of removing the junk yourself, you are taking on the services of someone who can dump it properly. However , it’s in your best interest to ensure the company you plan to employ is one that is certainly going to simply take the right avenues to get rid of the junk and that they are likely to do it in a timely manner and in a way that will not damage some of the surrounding property. You also wish to have it done at a reasonable rate and still receive quality service.

Instances when a junk removal company is necessary

Ever seen someone tackling those home improvement endeavors and there was old appliances and furniture sitting out in the leading yard? Well, that is where a garbage can is not going to cut it and something bigger is. Many garbage companies will not take large loads. Have you ever put out a large amount of garbage for the garbage man to grab on garbage day to locate that he only took half of it, your load was too large. But if you call a junk removal company, they will be happy take away anything you need to get reduce at a reasonable price.

When you yourself have old appliances, old concrete, furniture that you want to get rid of, or old junk that is accumulating and taking up space, a junk removal company will require it to the dump for you. They will even eliminate that old junk pile in the back yard that’s an eyesore. Once the grass grows back, you’ll be able to take pleasure in the beauty of your yard again. However , to find a good service there are questions you need to ask.

Questions to ask a junk removal company

You want to make sure you ask questions to cover all of your bases. You want to ask such questions as:

“What do you hail away? ” Ask this because a good company will haul anything you want to get rid of.
“How much do you charge to haul it? ” A good junk removal company will provide you with an amount that you may find quite reasonable.
“How do you dump the junk? ” You intend to make sure they are disposing of it at a dump and not an illegal dump at the side of a road somewhere.
“Are you licensed? ” Some states require licensing for junk removal, so make sure they’ve a license.
“How much experience do you have? ” You wish to ensure that they have the sufficient experience.

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By asking these questions, you can make sure that your junk goes where it belongs and that it gets there by a seasoned crew that can do it for you at a reasonable rate. There is no need to stare at junk all day when there exists a way to get rid of it.